{"id":40,"date":"2022-02-06T14:24:38","date_gmt":"2022-02-06T20:24:38","guid":{"rendered":"https:\/\/dev.dahouston.org\/?page_id=40"},"modified":"2022-02-06T14:24:38","modified_gmt":"2022-02-06T20:24:38","slug":"the-signposts-on-the-road-to-becoming-a-compulsive-debtor","status":"publish","type":"page","link":"https:\/\/dev.dahouston.org\/?page_id=40","title":{"rendered":"The Signposts on the Road to Becoming a Compulsive Debtor"},"content":{"rendered":"\n<ol class=\"wp-block-list\"><li>Being unclear about your financial situation. Not knowing account balances, monthly expenses, loan interest rates, fees, fines, or contractual obligations.\u00a0<\/li><li>Frequently &#8220;borrowing&#8221; items such as books, pens, or small amounts of money from friends and others, and failing to return them.<\/li><li>Poor saving habits. Not planning for taxes, retirement or other not-recurring but predictable items, and then feeling surprised when they come due; a &#8220;live for today, don&#8217;t worry about tomorrow&#8221; attitude.&#8221;<\/li><li>Compulsive shopping: Being unable to pass up a &#8220;good deal&#8221;; making impulsive purchases; leaving price tags on clothes so they can be returned; not using items you&#8217;ve purchased.<\/li><li>Difficulty in meeting basic financial or personal obligations, and\/or an inordinate sense of accomplishment when such obligations are met.<\/li><li>A different feeling when buying things on credit than when paying cash, a feeling of being in the club, of being accepted, of being grown up.<\/li><li>Living in chaos and drama around money: Using one credit card to pay another; bouncing checks; always having a financial crises to contend with.<\/li><li>A tendency to live on the edge: Living paycheck to paycheck; taking risks with health and car insurance coverage; writing checks hoping money will appear to cover them.<\/li><li>Unwarranted inhibition and embarassment in what should be a normal discussion of money.<\/li><li>Overworking or underearning: Working extra hours to earn money to pay creditors; using time inefficiently; taking jobs below your skill and education level.<\/li><li>An unwillingness to care for and value yourself: Living in self-imposed deprivation; denying your basic needs in order to pay your creditors.<\/li><li>A feeling or hope that someone will take care of you if necessary, so that you won&#8217;t really get into serious financial trouble, that there will always be someone you can turn to.<\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Being unclear about your financial situation. Not knowing account balances, monthly expenses, loan interest rates, fees, fines, or contractual obligations.\u00a0 Frequently &#8220;borrowing&#8221; items such as books, pens, or small amounts of money from friends and others, and failing to return them. Poor saving habits. Not planning for taxes, retirement or other not-recurring but predictable items, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-nosidebar.php","meta":{"footnotes":""},"class_list":["post-40","page","type-page","status-publish","hentry","post-preview"],"_links":{"self":[{"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/pages\/40"}],"collection":[{"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40"}],"version-history":[{"count":1,"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/pages\/40\/revisions"}],"predecessor-version":[{"id":41,"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=\/wp\/v2\/pages\/40\/revisions\/41"}],"wp:attachment":[{"href":"https:\/\/dev.dahouston.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}